When our finances are going well we tend to spend on things we had not expected to and we don’t take advantage of the good times to save. And, as we see that we have a certain amount accumulated in our savings we immediately spend it, it's like an impulse there that sees that when there are more than 1000 euros saved in the account it invents up the need. (My car doesn't work so well, my TV screen is an old one, I need a last generation smartphone ... etc) But if an unexpected event comes, as having...

We know that a car loses its value very quickly, which is really a liability in our small domestic accounting, but sooner or later you would want to buy one for family, professional or just for pleasure reasons. The idea is that if you have to sell the car quickly, with the amount you'll get back you can pay the credit you asked for completely. Case 1: Car price: 10,000 $ buy by borrowing 100%...

The great American billionaires have a sense of giving mission and always end up becoming benefactors. Rockefeller gave ten percent of his income since their first salary. Warren Buffet and Bill Gates are going much further and think that the rich should give half of their wealth. Ads Thus began their campaign for billionaires "The Giving Pledge" http://en.wikipedia.org/wiki/The_Giving_Pledge They...