Did you figure out what to put in your budget for Christmas? As every year we are submerged into a new wave of consumerism, shopping madness and uncontrolled expenses. Some times you have a hard time just finding out what you are going to offer as a gift. Because a simple, full of love and meaningful gift doesn't have to be expensive. But, would it be appreciated? We are stuffed ourselves with things....

We are all artists as we are already creating the life that we want. In fact you do not have to be a so called artist, you do not have to be a painter, writer, photographer o any other form of accepted artist to be creative. If you are creating a family then you are an artist and your family is your master piece or your best piece of art. If you are creating a business of your own, that is also art. Are...

You know I’ve been thinking a lot lately about quitting my job and there are three things that I need to make clear to my self before I jump out: To know real reasons why I'm quitting my job To face my fears before I jump into the emptiness To quit my job gracefully The first thing was to tell my loved one that I wanted to quit my job and I was encouraged when I've heard the answer: I see that you stagnate. That was a confirmation and a relief too. I also had a coffee with an ex-colleague wich...

Why do couples argue about money and how to better organize home budget. Money and personal values can happily go together with your couple life. Let numbers speak. Putting money goals together should boost your finances, like a sort of synergy effect (1 + 1 = 3), and in many real situations money and couple problems can be solved with a basic organization and a simple budget. But which are the...

The stock market is all about companies and dividends and before investing your money in stocks options you need to understand how does the stock market works. The birth of a company At the beginning there are entrepreneurs with an idea and a vision. That is transformed gradually into project, but to materialize it they need capital or assets such as machines. These assets are brought by investors,...

Have you ever heard of investing on dairy cows? It sounds funny, but it is a real thing! Here is how it works: The investor buys heads of cattle (dairy cows), then he addresses to a specialized manager who rents them out for him at a selected breeder or farmer. The breeder provides work, buildings, equipment and land. He raises the cows, feeds them and pays for the illness and accident insurance. Each...