When you understand the real value of money then it can buy you time, and money is neither good nor bad it's just what you make of it what matters. Now is the time to learn how to handle money to serve our better goals and spend you time as you want. When you save money it's like you are borrowing it to the bank and it will pay you interests, this is positive interest working for you. The opposite is asking for credits and loans, then negative interest are working against you. Which way will you...

J.M. became a millionaire in the early eighties and today he is a billionaire. We used to get together just to talk and had long hours of conversation. One day I asked him: 'How did you succeed with your business?' 'I played my cards, I took the risk and I won', he answered. 'And having so much money how do you know who are your real friends?' 'There are many who come to me by interest', he said,...