Financial Security

How dow you know if you have financial security?

Financial security is not a matter of numbers: there are those who earn 10,000 dollars a month and have more difficulties and hardness than some earning 2000 dollars who live in perfect comfort.

How is it possible?

Because they have a healthy attitude towards money.

If you're sick of:

Finishing every month in negative balance
Not earning enough
Paying credits
Suffering to save only 50 dollars per month

You need to learn what is financial security.

When you see that the use of the credit card have left a hole of 500 dollars in your bank account this will cause you shame, insecurity and frustration. This is what makes you a slave of money.

When you see that your month's earnings are 50,000 dollars instead of the 100,000 that you had planned and you show yourself aggressive, greedy and unfair towards others. This is what makes you a slave of money.

Having problems with money is the opposite of financial security. Financial security does not put its trust in money, because you fear a lack of it or because you always want more and more. Money is like sex: it is a taboo subject that nobody wants to talk about.

Very few people recognize that they have problems with money.

Changing habits about money

If you always buy on credit and allow financial institutions to charge you and squeeze you.
If you fall into the trap of "buy now and pay within three months."
If you fall into the trap of buy now and pay at "comfortable" deadlines.
If you accumulate several monthly payments on credit purchases.
If all this makes you reach the end of the month in negative balance numbers.
If you are overwhelmed by debt.

Are you wondering how to get out of it?

First try to find out why you need to buy so many things and where that impulse comes from within you. Try to enjoy the things you already have and stop completely to buy on credit.

Change the habit of buying on credit by a new habit of paying with cash. If what you want to buy is expensive try to save money to get it. Maybe you will realize that you don't really need it after all and enjoy a more frugal life.
At the end you will be very pleased to discover that you control your money and this does not mean you can not spend it means do not spend money you haven't got.

When you ask for a loan you are loaning on your future, on the revenue that you have not yet earned to pay credits. This is money that belongs to you and you could spend it on something else. Financial security is changing habits about money.