Now that you're out of debt and you finally started your investment plan, do you feel guilty when you buy something, ?
I think is mostly prudence after all that time with such financial problems and lack of money, you don’t want to repeat that.
Money has to flow
Now you've learned to control spenses and through your online banking account you watch what it happens with money to avoid surprises at the end of the month.Money is something you need to take care about and watch, that’s something we’ve learned.
And with no debt and more cash, how to spend money?
Acquire things that represent value and quality over time
They don’t go around “burning” the credit card to fill the house with things that they don’t need. Some live in a minimalist style, in a house with few objects and lots of place to think, walk and relax the eyes on an empty space.
But when they buy something, is really valuable and lasting. they are not merely consumers that buy useless things because they need to fill a void.
Learn how to reward yourself
You've made lots of efforts and gone a long way to straighten your finances and now it is time to receive.Extreme frugality is not forever, but you have to plan your purchases as you planned your expenses so far. Without obsessions, of course, I am speaking in a general way.
Maybe you'd like to make a great journey, one that you will remember forever, to a distant country where you forget time and spend a long vacation period.
This is something that requires preparation, and will be better than 15 day of summer vacation in the same old town.
Some feel guilty because they have bought a video game console, a smartphone, a new car, etc. .. All this is fine but not if you have to borrow and ask for credits to pay it all.
Do not buy worthless stuff, buy less frequently but buy things of value, good things.
Learn how to reward others
Think big and think also about giving to others, it is the wisest way to have a continuous flow of money, something that the great American millionaires have learned well and that is why they do so many altruist things:Because thy’ve learnt that part of the money they’ve earned has to go back where it came from.
How do you spend money?
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