Are you going to work for 45 years, five days a week, or be the master of your activities from now on? You know that my goal is to achieve financial freedom and go to the other side of the barrier, so as an exercise I've been imagining what it would be like living outside the routine of working five days a week, for 8 or 9 hours a day. The weekends would no longer have the same meaning as before. Fridays would not be  "happier" days than the others and I could be working on some weekend,...

French actor Gerard Depardieu has left France to live in Belgium. He has paid 85% in taxes to his country and is moving to enjoy a fairer taxes system. As I said in my Robin Hood syndrome article, they always start by saying: - "Let's tax the rich, the rich are bad and keep all to themselves while there are poor people over there" And then everyone ends up paying more taxes, even old retired people now. The image of France in the world But Depardieu has something of gaulish, there is something...

We are near the end of 2012 and I am reviewing all the positive changes. As for the negative things I take them as lessons from which to learn to move forward more wisely. Take control Or better to say: take responsability. This year we have reduced the negative balance in our bank account to make it disappear. We have decided to just offer chocolate as Christmas gift for the adults. I've been...

We hear about the crisis from years ago. Everyone says it was inevitable and that economy is not an exact science that can be predicted.But it is all about a story of bubbles: the tech bubble, the real state bubble, the speculative credit bubble and finally the bubble of sovereign debt that plagues many countries.I would say that the worst of them is the speculative credit bubble and the excessive debt because it affects everyone: governments, businesses and homes. Gold and currency Fixing the...

Christmas is near. You see blinky lights and colours all around. Santa is ringing the bell and shouting at the door of every shop.Christmas is beautiful for children, it's mean to be for children.Christmas is like Saint Valentine: it should be every day.But marketing brains have chosen one single day of celebration so you could spend all your money on fancy presents.If you need to offer presents and gifts, let them be meaningful gifts of love. Does Merry Christmas mean merry gifts? For some, maybe.Christmas...

I would like to talk about attitude. This is what is taught in leadership: to be a leader it is to be above all giving an example. If you see that your boss is asking you to come to work nicely dressed while he looks like a beggar his message has no weight or even worse, it discredits him. All that we learn about leadership is very useful to become rich or to achieve financial freedom . Here's how to apply it when it comes to money. You may know what comes next, but what do you about it? The first...

How dow you know if you have financial security? Financial security is not a matter of numbers: there are those who earn 10,000 dollars a month and have more difficulties and hardness than some earning 2000 dollars who live in perfect comfort. How is it possible? Because they have a healthy attitude towards money. If you're sick of:     Finishing every month in negative balance     Not earning enough     Paying credits     Suffering...

We live in a period of great economic differences, there are countries we heard very little  about: these are the prosperous countries. Do you know who rules in Switzerland or which is their political system? We only hear about it when they talk about  the Swiss bank accounts that people have there. It is a peaceful country, without turbulences. I was lucky enough to live there for a long period of time and I was impressed by these things I saw in Switzerland:     The...

How to make more money and learn at the same time? What is the relationship between learning and making more money? The desire to learn is self-esteem based. When we don’t know something we do recognize a new limit unless you take it as a challenge to grow in the dynamics of learning. What we do not know yet or what we have not learned yet, rekindles old failures: the exam I did not understand, the diploma I failed to get .. But do we have to know everything and learn everything? Surely not! If...

Frugality creates a sense of scarcity. You've probably heard that to be rich you have to be frugal and keep a kind of spartan life style squeezing cents. It is a trend in now the U.S., get all discount coupons as possible and always borrow things. Sell ​​your possessions, and buy only generic brands and always be deprived of everything that is considered a luxury. Well, this is fine for a limited period of time or if you are overwhelmed by debts and creditors are chasing you and the bank too. But...

When you focus on concrete needs you become a slave of poverty...     .. Once he reviewed  his life, he got conscience that the only time that he wasn’t poor were the years where he did not have concrete needs. And it became clear that poverty is a state of being and his concrete needs overwhelmed him. Sayings of Don Juan, from the books of Carlos Castaneda. And Don Juan explained when he’d lost the feeling of detachment and of freedom, he also lost abundance. Money and...

Why do the rich get richer and the poor remain poor? What do your coworkers talk about? Poker, football, ...and all kinds of critics and gossip and if you happen to talk about money, personal finances or a different way of life they look at you as if they were seeing an alien. In the mean time they play the game of running after the carrot without ever reaching the goal, like in the rat race, as if work were a god and the only visible target. Is a rich person smarter than you, or more beautiful...

How to make money online with your blog with few visits increasing the revenue per page Many have thought about creating a blog to make money online to work from home to generate extra income.But very few get to create a blog of authority and get many visits each month. The reason is simple: it requires hard work, quality and consistency so after a couple of months they get tired of writing and promoting the blog.But there are others who work 10 hours each day to get more visitors and earn more...

Do you think sales are bad? To have a bad image of sales when you are independent is simply suicidal. I know it because I myself am striving for financial freedom and I plan to sell my own products to be independent. But the word "sales" has a negative connotation here in Europe. Ah! That marketing people always trying to sell you something, like if it were some kind of dirty thing.  Photo...

How do you control your financial future? Do you save money every month? "Save? I would really like to but I can't! I will start to save in three months ..." Most people earn xxxx dollars a month and then: pay the electricity, water, gas, food, insurance, Internet fee, mobile phone, going out, cinema .. and if they are lucky at the end the month and there is a little extra money left then they save...

I firmly believe in the principle that you have to give to receive. If you are selling your products or services it is a good thing to share part of it to promote it or because you  want to share that part out of pure generosity. That part only, not all. That which is received without giving loses value, it is a subconscious symbolic gesture. The great Jodorosky gives free sessions every month...

Make your money work for you and give yourself all the chances to win.Some people wait all through their lives for a winning ticket from some game that will come to change everything.Every week they spend lots of money to multiply their chances to win.And they always go through the same cycle that happens at least once a week: Expectation Emotion Deception Free image courtesy of FreeDigitalPhotos.net I'm...

I would better say why do we have problems with money? We haven’t learned what to do with money when we have a lot or when we have very little. Therefore it is very important to teach children the true value of money and what it is: it is a tool that we must learn to use, we should neither fear nor adore it, but just learn how to use it. People talk about their money problems every day: how to...

Do not confuse wealth with greed. Greed always wants more and more and do not appreciates what you already have. Abundance recognizes the true value of things and recognizes that we can create that value if you want and when you want. Do you criticize those who are rich? If you are on the road to financial freedom what is your attitude when you see that others have reach it? When you see that others...

Robert Kiyosaki talks about the Robin Hood syndrome in his book "Rich Dad, Poor Dad" Robin Hood steals from the rich Most people were thrilled with the idea of ​"stealing from the rich to give to the poor", after all it was just that the rich could contribute in taxes to support poor people's needs. This helped to pass the first law forcing people to pay taxes to the state. Robin Hood is cheating...

Sometimes it happens that I get discouraged when I have a hard day and my goals seem distant. There are just days that seem to be less inspiring than others because the struggle has been long and the rewards are less evident.. or just because pure human weakness. What can you do on a day like this? Who can work in these conditions? If you have no motivation, maybe you should take a break to behold...

The world is a fair place and so it is manifested for you. The world is a fair place if you want to see it that way, and in the same way we are invaded by advertising, so it is that information and media are in charge of feeding you each day with catastrophic information. I'm not saying you have to close your eyes to what is happening out there, but I am saying that it is not the only thing that's...

Education is important but the school fails to teach us the essential things to navigate through this world. What should we learn at school? 1. To understand money What do teachers know about financial education? Do we learn about how to invest, save,  how to buy things and control our money? When young people begin the adventure of life all they know is:     Finish your...

The debt crisis, or the crisis of the euro area that everyone's talking about what it is and where it comes from. In simple words this is the explanation of why we have a crisis today, the economy of countries works very much as home economy: if you spend more than you earn then you are really in trouble. What is the cause of the crisis Interest rates were exceptionally low after entry to the...

What is greed? The ambitious and the greedy are two different personalities. Greed is an attitude associated with the behavior of wanting to preserve your properties and money for yourself, it is to want to earn money all the time and never spend it. Money is safely stored in bank accounts in the house of the greedy whose only purpose in life is to accumulate more and more and more. The saver...

It is hard to live without debts nowadays as publicity and marketeers are constantly bombarding you with buy credit card messages. How would your life be without debts and credits? First, you will get peace of mind knowing that you owe to no one and second you can start your passive income project to get financial freedom. Pay cash as much as you want Credit and visa card push you to spend without...

Do you decide where to live, with whom you live and how you spend your time? What is your level of freedom? Level 1: You can not decide how to spend your timeSomeone asked me recently at work what was my opinion about the social differences between men and women in our modern society. You see, this kind of the question is a tricky question that can not be answered easily without causing friction over...

1. Make the decision, take actionTo achieve financial freedom we have to change our beliefs about money to leave room  for a new lifestyle. What is the motivation to change your life? Are you ready to become financially free and make your own decisions? What will you do in your free time? As for me, it was the fact that I worked for people so many years creating web sites and I had never  thought...

We've never been told how to handle money or what to do with it once you start working and getting your salary. But the way we handle money is a reflect of our inner successes and shortcomings, a reflect of our inner reality. A lack of money is the manifestation or an inner lack or scarcity, a person greedy for money manifest personal troubles too. Money coach We see many money coaches on tv and...

If you are looking for financial freedom the main key to get it is to switch from your way of thinking about life and money. With financial freedom you are the owner of your own time and decisions, creating new sources of income besides your usual work that make more and more money until you will not need your current job no more! But don’t tell your boss about it. Two years ago I decided to...